The art of requesting cash gifts: a thoughtful guide for your wedding registry

Jan 10, 2024

Marriage

Guest contributor: Brooke Figlo, COO of Riley & Grey 

When you’re a newly engaged couple who have been living together for a while, are more established in your lives, or have less tangible goals you’re aiming for, making a physical gift-heavy registry may not sound very appealing. But how do you tactfully ask for cash instead? And how do you avoid ending up with a bunch of random things you didn’t ask for? 


As cash gifts have become more of a cultural norm, it’s definitely possible to steer your guests in this direction. While it may feel challenging to ask for cash in a socially appropriate way, we're here to guide you through the process to make it a seamless and considerate experience for everyone involved.


This article was brought to you by Riley & Grey, the premium wedding platform that helps you build a wedding website, set up your registry, manage your guests, and create your digital or printed invitations. Planning a wedding is hard. Riley & Grey makes it a lot easier. 


Honesty is the best policy:


When it comes to requesting cash gifts, transparency and honesty are key. Your friends and family understand that planning a wedding involves significant expenses, and they genuinely want to support you. Be open about your intentions and clearly communicate your reasons for preferring cash gifts.


Use heartfelt language on your wedding website, explaining how the cash contributions will be used to create lasting memories and build a solid foundation for your future together. Unsure about how to build your wedding website and weave in that request? Riley & Grey has you covered. 


Tailor your message with tact:


While it's essential to be honest, remember to convey your request with tact and sensitivity. Avoid sounding demanding or making your guests feel obligated to give cash gifts. Make sure not to use the term “in lieu of gifts,” as a cash gift is still a gift. Frame your message in a way that emphasizes the thoughtfulness behind their contribution and that their presence at the wedding being the most important gift of all.



Offer gifting options:


To accommodate different preferences, consider offering a variety of gifting options. Some guests may prefer to give traditional gifts, while others might feel more comfortable giving cash. A popular option with guests is to set up experiences or very specific elements of a goal, say a house fund or family planning, where they feel that they are contributing to something more tangible.


By providing choices, you demonstrate that you value their participation, regardless of the form their gift takes. Include a mix of items on your wedding registry, and if possible, select a few cash fund options for guests to contribute to, such as a honeymoon fund, home improvement fund, or a future savings fund.



Utilize your wedding website:


Create a dedicated section on your wedding website to discuss your registry and gift preferences. Riley & Grey’s wedding website templates allow you to provide detailed explanations and enables guests to feel more connected to your wedding journey. Use engaging visuals, photos, and heartfelt messages to communicate your wishes and make the process more personal.


If you’re stuck on how to tactfully say “we’d prefer any gifts that you give us to be monetary,” here are three notes you can use to start and personalize a message of your own: 


Note 1:


As we embark on this exciting journey together, we want to express our heartfelt gratitude for your love and support. With a home filled with cherished memories and the essentials already in place, we kindly ask for your understanding as we opt for a non-traditional approach to our wedding registry.


In lieu of physical gifts, we are focusing on our dreams and goals for the next chapter of our lives. Your generous cash gift contributions will help us build a solid foundation for our future together, allowing us to pursue our passions and create lasting memories.


Your presence at our wedding is the greatest gift we could ask for, and we can't wait to celebrate this special day with you. Thank you for being a part of our love story.


With love and appreciation,


[Your Names]



Note 2:


We are beyond grateful and excited to celebrate our wedding with you. As we merge our lives and create a future together, we find ourselves blessed with a home full of love and our love for cooking has us well-equipped with kitchen and homeware.


Knowing that our loved ones are invested in our happiness, we've decided to focus on experiences and aspirations that will shape our life's journey. If you wish to contribute to our dreams, a cash gift would be greatly appreciated. Whether it's a dream vacation, advancing our education, or saving for our future nest egg, your thoughtful gift will be treasured as we embark on this new adventure together.


Thank you for being a part of our special day and sharing in our happiness.

Note 3:


As we eagerly anticipate our wedding day, we are filled with gratitude for the love and encouragement we've received from each of you. Your presence on this joyous occasion is a cherished gift in itself.


Since we already have a home filled with love and essentials, we've chosen to take a different path with our wedding registry. As we look towards our future, we aim to embrace new experiences and set our sights on shared aspirations. If you would like to contribute, a cash gift would be a meaningful gesture that will allow us to pursue our dreams and build a solid foundation for the years ahead.


Your support means the world to us, and we can't wait to celebrate with you at our wedding!


Send personalized thank-you notes:


Gratitude goes a long way, and showing appreciation for your guests' love and support is essential. After the wedding, send personalized thank-you notes to each guest, expressing your heartfelt gratitude for their presence and their thoughtful gifts, whether in the form of money or physical items. Adding specifics about how you'll be using their gift goes a long way. Acknowledging their generosity with sincerity will strengthen your bond and make them feel cherished.


Requesting cash gifts on your wedding registry can be approached with grace and consideration. By being honest, tactful, and providing various gifting options, you can make your guests feel comfortable and valued. With Riley & Grey’s wedding websites serving as the perfect platform to share your journey and connect with your loved ones, you’ll ensure that your wedding registry and gift preferences are understood in a warm and sincere manner. 



With Riley & Grey you can:


  • Build your registry with cash funds and any item on the Internet that can be converted to its cash value. 

  • Get bonus dollars for redeeming your cash gifts for gift cards from popular retailers - the only registry option to offer this feature.

  • Enjoy truly the lowest fees in the industry that you can choose for your guests to pay or take on as a couple. No hidden costs or fake “fee-free” options. 

  • Build a gorgeous registry that fits seamlessly on your wedding website and is enjoyable for your guests to use. 

  • Keep track of your gifts and thank you notes with our management software.

  • Receive best-in-class customer support to help you and your guests through the whole journey.


Try Riley & Grey for free. 



Ultimately, the love and support from your guests are the most meaningful gifts you can receive, and by expressing gratitude for their presence, you'll create cherished memories that will last a lifetime.

Plenty was founded to democratize access to financial products and tools that accelerate wealth building. Plenty Financial and affiliated entities. (“Plenty Financial”) provide a web, mobile, personal financial management and educational platform to consumers; some of these tools are freely accessible to all consumers, others require a fee-based subscription. Advisory services are provided in the form of software-first financial planning and investment advisory services for fee-based Subscribers. Plenty Financial RIA, LLC is an SEC-Registered Investment Advisor. All investments made are legally owned by you. Investing is inherently risky and Plenty does not guarantee positive performance. Investments are held in accounts at BNY Mellon | Pershings, the world's largest securities servicing company and are SIPC insured. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.


Brokerage services are provided by Atomic Brokerage LLC "Atomic Brokerage", member FINRA and SIPC. Clearing and custody services are provided by Brokerage firm BNY Mellon Pershing, member SIPC. Plenty Financial RIA, LLC has a relationship with Atomic Brokerage to manage and execute investments on behalf of customers. Subadvisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Atomic Invest was formerly known as Helium Advisors LLC.


Return data used in the interactive tool are hypothetical performance data which contains inherent limitations and is not a substitute for actual investment returns derived from a live portfolio. There are numerous risk factors related to trading and markets which cannot be fully accounted for when depicting Hypothetical Performance. Consequently, future returns are not guaranteed, and a loss of principal may occur. THIS IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. This site/application has been prepared by Plenty and is not intended to be (and may not be relied on in any manner as) legal, tax, investment, accounting or other advice or as an offer to sell or a solicitation of an offer to buy any securities of any investment product or any investment advisory service. The information contained in this site/application is superseded by, and is qualified in its entirety by, such offering materials. This site/application may contain proprietary, trade-secret, confidential and commercially sensitive information.


By accessing this site, you signify your agreement with and understanding of the following Terms of Use and Legal Information pertaining to both this site and any material in it. Plenty owns and maintains this site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. Anything that you transmit to this site becomes the property of Plenty, may be used by Plenty for any lawful purpose, and is further subject to disclosure as deemed appropriate by Plenty, including to any legal or regulatory authority to which Plenty is subject. Plenty reserves all rights with respect to copyright ownership of all material at this site, and will enforce such rights to the full extent of the law.


Plenty was founded to democratize access to financial products and tools that accelerate wealth building. Plenty Financial and affiliated entities. (“Plenty Financial”) provide a web, mobile, personal financial management and educational platform to consumers; some of these tools are freely accessible to all consumers, others require a fee-based subscription. Advisory services are provided in the form of software-first financial planning and investment advisory services for fee-based Subscribers. Plenty Financial RIA, LLC is an SEC-Registered Investment Advisor. All investments made are legally owned by you. Investing is inherently risky and Plenty does not guarantee positive performance. Investments are held in accounts at BNY Mellon | Pershings, the world's largest securities servicing company and are SIPC insured. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.


Brokerage services are provided by Atomic Brokerage LLC "Atomic Brokerage", member FINRA and SIPC. Clearing and custody services are provided by Brokerage firm BNY Mellon Pershing, member SIPC. Plenty Financial RIA, LLC has a relationship with Atomic Brokerage to manage and execute investments on behalf of customers. Subadvisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Atomic Invest was formerly known as Helium Advisors LLC.


Return data used in the interactive tool are hypothetical performance data which contains inherent limitations and is not a substitute for actual investment returns derived from a live portfolio. There are numerous risk factors related to trading and markets which cannot be fully accounted for when depicting Hypothetical Performance. Consequently, future returns are not guaranteed, and a loss of principal may occur. THIS IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. This site/application has been prepared by Plenty and is not intended to be (and may not be relied on in any manner as) legal, tax, investment, accounting or other advice or as an offer to sell or a solicitation of an offer to buy any securities of any investment product or any investment advisory service. The information contained in this site/application is superseded by, and is qualified in its entirety by, such offering materials. This site/application may contain proprietary, trade-secret, confidential and commercially sensitive information.


By accessing this site, you signify your agreement with and understanding of the following Terms of Use and Legal Information pertaining to both this site and any material in it. Plenty owns and maintains this site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. Anything that you transmit to this site becomes the property of Plenty, may be used by Plenty for any lawful purpose, and is further subject to disclosure as deemed appropriate by Plenty, including to any legal or regulatory authority to which Plenty is subject. Plenty reserves all rights with respect to copyright ownership of all material at this site, and will enforce such rights to the full extent of the law.


Plenty was founded to democratize access to financial products and tools that accelerate wealth building. Plenty Financial and affiliated entities. (“Plenty Financial”) provide a web, mobile, personal financial management and educational platform to consumers; some of these tools are freely accessible to all consumers, others require a fee-based subscription. Advisory services are provided in the form of software-first financial planning and investment advisory services for fee-based Subscribers. Plenty Financial RIA, LLC is an SEC-Registered Investment Advisor. All investments made are legally owned by you. Investing is inherently risky and Plenty does not guarantee positive performance. Investments are held in accounts at BNY Mellon | Pershings, the world's largest securities servicing company and are SIPC insured. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.


Brokerage services are provided by Atomic Brokerage LLC "Atomic Brokerage", member FINRA and SIPC. Clearing and custody services are provided by Brokerage firm BNY Mellon Pershing, member SIPC. Plenty Financial RIA, LLC has a relationship with Atomic Brokerage to manage and execute investments on behalf of customers. Subadvisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Atomic Invest was formerly known as Helium Advisors LLC.


Return data used in the interactive tool are hypothetical performance data which contains inherent limitations and is not a substitute for actual investment returns derived from a live portfolio. There are numerous risk factors related to trading and markets which cannot be fully accounted for when depicting Hypothetical Performance. Consequently, future returns are not guaranteed, and a loss of principal may occur. THIS IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. This site/application has been prepared by Plenty and is not intended to be (and may not be relied on in any manner as) legal, tax, investment, accounting or other advice or as an offer to sell or a solicitation of an offer to buy any securities of any investment product or any investment advisory service. The information contained in this site/application is superseded by, and is qualified in its entirety by, such offering materials. This site/application may contain proprietary, trade-secret, confidential and commercially sensitive information.


By accessing this site, you signify your agreement with and understanding of the following Terms of Use and Legal Information pertaining to both this site and any material in it. Plenty owns and maintains this site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. Anything that you transmit to this site becomes the property of Plenty, may be used by Plenty for any lawful purpose, and is further subject to disclosure as deemed appropriate by Plenty, including to any legal or regulatory authority to which Plenty is subject. Plenty reserves all rights with respect to copyright ownership of all material at this site, and will enforce such rights to the full extent of the law.