Jan 2, 2025
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The Best Mint Alternatives for 2025
After Mint shut down, many users were left searching for an alternative to manage their finances. Whether you’re looking for an app with advanced features, collaborative tools, or better privacy, we’ve rounded up the best Mint alternatives for 2025.
1. Plenty: Best for Couples
Price: 100% free budgeting and net worth tracking (0.20% fee for investing).
Features:
Designed specifically for couples to track shared and individual finances with a "what’s ours" and “what’s mine” view.
Personalized goal planning for milestones like homeownership or weddings.
Grow your money faster with a 4.14% 7-day yield* on savings.
Net worth tracking and forecasting for long-term financial planning.
Why It Stands Out: Plenty is purpose-built for couples, offering powerful features to simplify financial collaboration.
Why You May Want to Think Twice: Plenty is ideal for couples but may not offer enough customization for individuals seeking more granular budgeting features.
👉 Get started with Plenty today.
2. Rocket Money: Best for Subscription Tracking
Price: Free basic plan; $6–$12/month for premium features.
Features:
Tracks subscriptions and identifies unused services.
Budgeting tools to categorize and monitor spending.
Bill negotiation services to reduce recurring expenses.
Credit score tracking with premium features.
Why It Stands Out: Rocket Money is perfect for those who want to manage recurring expenses and optimize their subscriptions.
Why You May Want to Think Twice: Rocket Money’s focus on subscriptions may not meet the needs of users seeking comprehensive financial tools.
3. Quicken Simplifi: Best for Custom Reports
Price: $5.99/month, billed annually.
Features:
Personalized spending plans and customizable categories.
Bill tracking and alerts to avoid late payments.
Detailed financial reports for insight into spending trends.
Why It Stands Out: Simplifi offers more detailed reporting than Mint, making it a strong choice for users who love data-driven insights.
Why You May Want to Think Twice: The annual subscription model and lack of free options may deter cost-conscious users.
4. YNAB (You Need a Budget): Best for Zero-Based Budgeting
Price: $14.99/month or $109/year.
Features:
Zero-based budgeting for full control over every dollar.
Real-time syncing across devices for seamless updates.
Comprehensive reports to track financial trends.
Why It Stands Out: YNAB’s zero-based budgeting system is perfect for users who want detailed control.
Why You May Want to Think Twice: The manual entry process and higher subscription cost may not appeal to those seeking simplicity.
5. PocketGuard: Best for Spending Insights
Price: $12.99/month or $74.99/year
Features:
“In My Pocket” tool shows disposable income after bills and goals.
Tracks spending, income, and net worth.
Premium features for debt payoff and unlimited categories.
Why It Stands Out: PocketGuard’s straightforward approach helps users control spending effortlessly.
Why You May Want to Think Twice: It’s less robust than other apps for goal planning or long-term financial growth.
The Verdict
If you’re a couple looking for a free, intuitive app to manage money together, Plenty is the best choice. It offers personalized goal planning, savings growth, and powerful collaboration tools designed specifically for shared financial journeys.
Start your financial journey with Plenty today.
About Plenty
Plenty is a wealth management platform designed specifically for couples. We go beyond budgeting, making it simple to invest, save, and grow toward your future goals by unlocking access to the financial strategies of the wealthy. Ready to get started? Sign up for free today.
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*Plenty's cash management product invests 99.5%+ of the portfolio in US-government backed securities as of January 3, 2025. Although the strategy seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. You could lose money by investing in the strategy. Plenty's cash management product is SIPC insured. An investment in the strategy is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The rate quoted is subject to change and will decrease or increase based on changes in market conditions, interest rates, among other factors. The rate quoted is net of transaction and advisory fees.
The information provided herein is for general informational purposes only and should not be considered individualized recommendations or personalized investment advice. The type of strategies mentioned may not be suitable for everyone. Each investor should evaluate an investment strategy based on their unique circumstances before making any investment decisions.Investing involves risk, including risk of loss. Past performance may not be indicative of future results. Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Tax-loss harvesting involves certain risks, including, among others, the risk that the new investment could have higher costs than the original investment and could introduce portfolio tracking error into your accounts. There may also be unintended tax implications. We recommend that you consult a tax professional before taking action.Plenty does not provide legal or tax advice. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.All expressions of opinion are subject to change without notice in reaction to shifting market, economic, and geo-political conditions
AUTHOR
Emily Luk
CPA, CFA - CEO and Cofounder of Plenty
Emily is the ceo and cofounder of Plenty. Started by a husband and wife team, Plenty is a wealth platform built for modern couples to invest and plan towards their future, together. Previously, she was VP of Strategy and Operations at Even (acquired by Walmart/One) and a founding team member of Stripe's Growth and Finance & Strategy teams. She began her career as a VC, and was one of the youngest nationally to complete her CPA, CA and CFA designations.
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THIS SITE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. This site/application has been prepared by Plenty and is not intended to be (and may not be relied on in any manner as) legal, tax, investment, accounting or other advice or as an offer to sell or a solicitation of an offer to buy any securities of any investment product or any investment advisory service. The information contained in this site/application is superseded by, and is qualified in its entirety by, such offering materials. This site/application may contain proprietary, trade-secret, confidential and commercially sensitive information.